You described a hypothetical scenario that is the actual scenario we’re already living in. People doing no good (CEOs, investors) are already cashing in and are demanding an oversight on the investment.

I’ve spent many hours on this and I still do not understand the real problem. What’s the real problem?

How do you use these devices responsibly?

Credit card transactions and many banks too. Source: https://www.precisely.com/blog/mainframe/9-mainframe-statistics